TAKAFULINK

Posted by Nurul Ariff

Takafulink plan is a plan for both adult & children. Takaful Health is the medical card that can be attached to the Takafulink plan. Get it?

The best thing of being attached to the Takafulink plan is that, if the policy holder is diagnosed with the 36 critical illness (either one), the whole plan (including the medical card!) is FOC for life - meaning all the benefits that you have taken up in the Takafulink policy is free, no more contribution to the PruBSN Takaful BUT PruBSN Takaful will contribute for you every year till maturity.. your future saving is secured PLUS your medical bills also secured… Good? Great rite?

Takafulink plan is a very comprehensive plan which consists of so many types of benefits depending on the client needs. Of course the basic benefits are:

• Death / Total Permanent Disabillity (TPD)
• Critical Illness
• Accidental Death & Disablement

Other additional benefits are:

• Medical Card – Takaful Health
• Hospital Allowance
• Surgery Allowance
• Accident Medical Reimbursement (AMR)
• Weekly Indeminty (WI)
• Crisis Cover Incomen (CCI)
• Contributor / Spouse Contributor / Parent Contributor
• Takaful Saver
• Takaful Saver Contributor / Takaful Saver Spouse Contributor / Takaful Saver Parent Contributor
• Disability Provider

Takafulink is a very flexible plan. You have the options whether want to add/enhance the benefits later on, provided that your health condition is still in good shape. Meaning you don’t have to take up another policy, simply adjust the current policy to suite your current needs.

Also for women, we can attach a special additional benefits for women, Takaful Puteri

What are Takaful Puteri benefits?

Some of it are:

• Female Related Cancer / Systemic Lupus Erythematosus (SLE) with Lupus Nephritis
  Cancer of Breast, Cervix Uteri, Fallopian Tubes, Ovary, Uterus, and Vagina/Vulva OR Systemic Lupus Erythematosus with Lupus Nephritis
• Carcinoma-In-Situ of Breast or Cervix Uteri
  When subsequently diagnosed with female related cancer or Systemic Lupus Erythematosus with Lupus
  Nephritis, we will pay the balance of 70% of the Lifetime Sum Covered
• Rheumatoid Arthritis with Complications
• Facial Reconstructive Surgery due to Accident
• Skin Grafting due to Burn
• Skin Grafting due to Skin Cancer
• Osteoporotic Fracture of the hip / vertebra
• Breast Reconstructive Surgery due to Breast Cancer
• Pregnancy Complications
  • Disseminated Intravascular Coagulation (after 7 months of pregnancy)
  • Ectopic Pregnancy
  • Late Miscarriage (from day 126 to day 196 of pregnancy)
  • Death of Foetus (after 196 days of pregnancy)
  • Death of Child (within 30 days after birth)
• Infant Congenital Illnesses
  • Down’s Syndrome
  • Ventricular Septal Defect
  • Atrial Septal Defect
  • Spina Bifida
  • Cleft Palate with Lupus Nephritis

This plan also depends which type of Takaful Puteri that you attached to Takafulink to get all the benefits.