PRUlady ~ A Celebration of Womanhood

Posted by Nurul Ariff

What is PRUlady plan? From the name itself, we already know tht it covers ladies.. women..

This plan is EXCLUSIVE plan catered for women.

We, women, play a special role in life, that made Prudential wants to recognise & celebrate (whopeedoo!).

Why PRUlady?

• 81% of M’sian women do not own any form of health or life insurance (really???)
• Nearly 70,000 new cases of cancer reported over a two-year period recently, with breast cancer the biggest threat
• The most common cancer & the number one cause of cancer deaths among women in Malaysia is breast cancer (ref:MAKNA)
• The second most prevalent cause of deaths among female cancer patients in Malaysia is cervix cancer (ref:MAKNA)
• About 1 in 19 women in this country are at risk of breast cancer, compared to 1 in 8 in Europe and in US (ref:Malaysian Oncological Society)
• About 90% of SLE sufferers are women while about 10% are men and children. — SLE: Systemic Lupus Erythermatosus (SLE) is a chronic, auto-immune disease of unknown cause where the patient’s body makes large quantities of blood proteins called anti-bodies that react against the person’s own tissues — (ref:Persatuan SLE Malaysia)

These are some of the facts about health risk & women.

It is better to take care of our health (prevention is better than cure), but who are we to GUARANTEE that even if we take good care of our health we won’t be ill at all? What if we did get ill? Then what? It is better to have a backup plan, if something doesn’t go as we plan.

Sediakan payung sebelum hujan.. Kita hanya merancang, Allah jua yg menentukan..

So about the PRUlady plan…

From the table above, we can see that there are 4 types of plans that u can choose from, either the coverage starts from 25k, 50k, 75k or 100k. U can choose.

On the left is the coverage that we offered such as coverage for the female illnesses benefit (all female cancers:breast cancer, cervix cancer, fallopian cancer etc), SLE etc.

As u can see we also covers during maternity – pregnancy complications (no.8) & infant congenital diseases (no. 9).

Another special coverage for women is the life-stage benefits, which we give the if u

• get MARRIED
• CHILDBIRTH
• DIVORCED
• RETRENCHED
• DEATH OF SPOUSE

Siapa nk bagi klau u berkahwin? Dpat baby? Prudential!!

Another thing is that this plan gives u moneyback benefit IF no claims are made.. or if claims are made we will refund the balance yg u didn’t claim… so..? What have u got to lose right?

The premium? Very affordable.. My age, the max amount is only RM100+.. tu max.. klau min..? around RM50+- per month.. but it all depends on how much coverage u want.. a very very good yet affordable plan.. kan?

I just made a claim for a client becz dia baru jer berkahwin.. dpatla RM750 Pru bagi.. gumbira dia.. hehe later will upload the claim & see it for yourself.. happy happy happy!